How Much $$$ Should You Insure Your Home For

One popular question for Homeowners insurance is “How much should I insure my home (Dwelling) for?” The Dwelling part of your Homeowners insurance policy is for your actual home and anything attached to it like a garage, sunroom, or back porch. Every insurance company may calculate it a little differently because they all have theirContinue reading “How Much $$$ Should You Insure Your Home For”

4 Ways To Lower Your Auto Insurance

As an insurance agent, the question I get asked the most is “How can I lower my auto insurance rate?” That’s really a loaded question because there’s so many factors now that go into your insurance rates. These are the top 4 things you can do to help lower your rates: Asking For Discounts MostContinue reading “4 Ways To Lower Your Auto Insurance”

Does Credit Affect Your Homeowners Insurance Rate In Texas?

When you go shop your Homeowners Insurance rates, a majority of carriers will ask you for your Social Security number when they ask for your personal information for the quote. I personally get asked, “Do you really need that to determine my rate?” The short answer is, Yes. Here’s why; Credit-based insurance started in theContinue reading “Does Credit Affect Your Homeowners Insurance Rate In Texas?”

5 Types Of Water Damage Coverage You Need On Your Homeowners Insurance In Texas

Imagine coming home after a week on vacation and as you walk into your house, you step into a puddle of water coming from your bathroom. As you get the water shut off and assess the damage to your flooring, you call your Homeowners insurance company only to find out that none of the damage fromContinue reading “5 Types Of Water Damage Coverage You Need On Your Homeowners Insurance In Texas”